Skip to Main Content Skip to Online Banking Skip to Sitemap

Mortgages for Home Buyers With Bad Credit Scores

Multiple programs to fit you into a home loan
Shorter bankruptcy waiting periods
Non-traditional income sources considered

Sometimes good people have bad credit.

At NASB, we understand that getting a home loan can be challenging if you have a low credit score. Many times poor credit scores are caused by a change in income, job opportunities, or bankruptcy. That’s where a non-conforming loan from NASB could be the perfect solution. We have the experience and understanding to help buyers with unique circumstances get into their dream home. If your FICO credit score is at least 625, find out more today!

87% Customer Recommendation Rating!

4.7 out of 5 Average Satisfaction Rating

Based on 544 NASB closed loan customer surveys from 12/1/2021 to 7/27/2022.

Call us toll-free at 844-334-4739

Let's get started!

Answer six quick questions to get your personalized recommendations from one of our loan experts.

What type of mortgage loan are you looking for?

Refinance

Mortgage purchase

Two great options

Whether you're looking for cash back or getting a better rate on your current loan.

Why are you looking to refinance?

Cash out refi

Payment reduction

Your service counts

NASB is a VA home loan provider for service members, veterans and eligible surviving spouses.

Are you in the military?

Yes

What's your credit score?

Knowing your credit score helps us match you with the right loan product.

What is your credit score?

Your dot on the map

By knowing where you live, we can match you with your state's current mortgage regulations.

Where do you live?

Enter your ZIP Code: Please enter Zip Code Please enter a valid Zip Code

Continue

It's who you know

Do you have a preferred loan officer?

Select a loan officer:

Continue

Almost there!

Just provide your information below and you'll be on your way to achieving your goals!

First name*

Last name*

Email address*

Phone number*

Continue

You're all set.

Are you ready to get started?

You can begin the online application process here.

Apply Now

Done

Previous Step

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 627-7119 and we will process your request over the phone.

Joseph G.

You did what I did not think could be done. I am very grateful to you and your staff. From my family to you, thank you.

Top

NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

External Links Disclaimer

If you click “Continue” an external website that is owned and operated by a third-party will be opened in a new browser window. North American Savings Bank provides links to external web sites for the convenience of its members. These external web sites may not be affiliated with or endorsed by the bank. Use of these sites are used at the user’s risk. These sites are not under the control of North American Savings Bank and North American Savings Bank makes no representation or warranty, express or implied, to the user concerning:

the information, content, presentation, accuracy or opinions of these sites, or
the quality, safety or suitability of any software found on these sites.

Using a hyperlink may identify you as a North American Savings Bank member to the operator of the external site.

North American Savings Bank does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of North American Savings Bank do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.

If you click “Cancel“ you will be returned to the North American Savings Bank website.

Continue Cancel