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Mortgage Loans for Self-Employed and Business Owners

A Bank Statement Loan from NASB may be the solution:

  • No tax returns needed
  • Down payments as low as 10%*
  • 680 minimum credit score; $175,000 minimum loan amount*
  • Experience and understanding to assist with your unique financial situation
  • In-house underwriting means a fast and worry-free loan process

You can now secure a home loan with bank statements if you're self-employed.

Working for yourself has advantages, but getting a mortgage loan with a non-traditional income can be challenging. A bank statement loan from NASB does not require personal or business tax returns, W2s, or paystubs to verify your income.* Instead, we will review 12 to 24 months of bank statements to calculate your qualifying income for loan approval.

NASB is a leader in the non-QM lending space. We offer personalized mortgage solutions to those who don’t fit conforming guidelines achieve their goal of homeownership every day. We know there's a better way and are committed to using our knowledge and experience to make the mortgage process as seamless as possible.


Bank statement loans are an excellent option for:

  • Business Owners
  • Independent Contractors
  • Entrepreneurs
  • Consultants
  • Gig Workers
  • Freelancers
  • Realtors

Get your free, personalized rate quote today!

866-324-6901


What Our Customers Say
Philip G., August 14, 2022
★★★★★ (5)

"NASB provides the small business owner and the self-employed means to qualify for many types of mortgages. All the staff in contact with me are extremely helpful and update me on pertinent information I need to know throughout the mortgage process."
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*Bank Statement Loans and 1099 loans require a minimum $175,000 loan amount (exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas), a minimum credit score of 680, and a 10% down payment with approved mortgage insurance. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. Not available in New York state, the Chicago or Baltimore metropolitan areas, and not available in all locations or for all property types. Loans subject to underwriting and eligibility criteria, and other factors. Your loan officer will provide you with more information regarding Bank Statement loans and what may work best for your situation.
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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