Prosper Checking

Get valuable rewards and earn interest with our premium checking account.

Prosper-Checking

Key Features

Use NASB Plus mobile app to shop local and save

Comes with ID Theft Aid, Roadside Assistance, and Cell Phone Protection

Earn interest on your checking balance



Earn interest on your checking with great benefits.

Open a Prosper Checking account with NASB today and reap the benefits!

You will get:

  • Access to our full suite of digital banking tools: Online Banking, Bill Pay, e-Statements, NASB Debit Card, Mobile Banking with free Mobile Check Deposit and mobile payments1.
  • Up to $400 per claim ($800 per year) cell protection if your cell phone is broken or stolen when you pay your cell phone bill from your Prosper account2,3 .
  • ID Theft Aid that includes payment card fraud resolution and $2,500 in personal identity theft benefit and identity restoration.2,3 
  • 24/7 roadside assistance up to $80 in covered service charges (can be used up to four times per year).3

And, with your Prosper Checking account you get access to our NASB Plus app that gives discounts to local and national retailers, and deals on shopping, dining, travel and more!


Requirements

  • Minimum to open: $1,500
  • Minimum balance requirement: monthly minimum of $1,500
  • Monthly maintenance fee: $8 if minimum balance not met
  • Inactivity fee: $8 if no activity for six months and balance < $5,000


Interest paid on the following balance tiers:

Balance APY4
$.01 - $4,999.99 0.55%
$5,000 - $49,999.99 (Non-Qualified) 0.60%
$5,000 - $49,999.99 (Qualified)5 0.70%
$50,000 - $1,499,999.99 0.60% 
Effective Date: 4/05/2024

A+ rating from the Better Business Bureau

Based on the most recent recent data from Better Business Bureau

$1.7B In total deposits

Based on the most recent year-end financial data

5 Star Rating from Bauer Financial

Based on the most recent quarter end data from Bauer Financial
What Our Customers Say
Joshua S., April 28, 2021
★★★★★ (5)

"Everyone at NASB was great to work with! They made a complicated process simple and easy to understand."

Nationally competitive products. Individualized service.

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1Internet and/or wireless service provider charges may apply.

2Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

3Insurance products are: NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY NASB.

4Annual Percentage Yield. See Checking or Savings for account requirements. All offering rates subject to change at any time without notice including after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

5Earn a higher rate with 12 debit card swipes per month.