Premium Money Market Checking

Our highest performing checking account. The more you deposit, the more you earn.

MoneyMarket
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Key Features

Mobile Banking with free Mobile Check Deposit1

FDIC Insured

Easy online application



Super-charge your Money Market account.

Our Premium Money Market Account is the highest-performing checking account we offer. This FDIC-insured account also features helpful digital banking tools such as Online Banking, Mobile Banking with free Mobile Check Deposit, and e-Statements.1 You can apply for a  Premium Money Market online here.

  • Minimum to Open: $1,000
  • Minimum Balance Requirement: Monthly minimum of $1,000
  • Monthly Maintenance Fee: $7.50 if minimum balance not met
  • Two interest rate tiers:
    • Less than $25,000
    • $25,000 to $1.5 million

Current Rates:

BalanceAPY2
$.01 - $24,999.990.45%
$25,000 - $1,499,999.990.55%

Effective Date: 4/05/2024


Money Market FAQs

Money market accounts typically offer higher interest rates than traditional savings accounts. NASB offers a Premium Money Market account, with a $1,000 minimum opening and minimum balance requirement.  
When you're ready to open a NASB Premium Money Market account, simply click here to start the easy online application process. If you have questions, don't hesitate to call us at 816-316-4000, option 3.
You can access money from your NASB Premium Money Market account via check, ATM card, and in-person at a NASB branch. Please note that account transfers and withdrawals may be limited.
Yes, NASB requires a $1,000 minimum to open and monthly balance requirement for our Premium Money Market account. Please click here for more information or call customer service at 816-316-4000, option 3.
This NASB blog helps explain the difference between the two account types.
NASB pays interest on the following balance tiers:

Premium Money Market accounts
• $5,000 - $24,999
• $25,000 - 1,499,999
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$1.7B In total deposits

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Based on the most recent quarter end data from Bauer Financial
What Our Customers Say
Gertrude W., March 22, 2021
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"I am a repeat customer of NASB and I always recommend family and friends to use their services."

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1Internet and/or wireless service provider charges may apply.

2Annual Percentage Yield. Effective Date: 4/05/2024. See Checking or Savings for account requirements. All offering rates subject to change at any time without notice. Rates may change after the account is opened. Fees may reduce earnings on the account. Interest-bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

The number of withdrawal and transfer transactions you can make out of your savings or money market accounts are limited to a maximum combined total of six (6) per month or monthly statement period if those transactions are not done in person in a bank branch. An Excess Activity Fee may apply for each transaction that exceeds the limit. You may not process more than 6 online transfers to external accounts. If you exceed this limit, your ability to transfer funds to an external account will be disabled until the next statement cycle. Please refer to your Account Agreement for details. If the limit is exceeded, a $9 charge will be applied for each excess transaction.  The date of a pre-authorized withdrawal or check is the date NASB receives it for payment. NASB has the right to remove transfer privileges, not honor excess checks, or close the account without prior notice.

Not eligible for Deposit the Difference Program.